Welcome to Vavro Financial
At some point or another, most people will face difficult financial questions and uncertainties. The search for sound answers and reliable information doesn't have to be frustrating. At Vavro Financial we help individuals, families, and closely-held businesses with asset protection, retirement planning, and wealth management strategies.
As a CERTIFIED FINANCIAL PLANNER™, we have a fiduciary responsibility to always act in our client's best interests. Because we are independent, we represent many different companies and product lines. So you can be confident that our advice is objective and in your best interest.
Complimentary Initial Consultations
If you're interested in working with a professional, we can meet to discuss if our services may be of some value to you. There is no charge for us to meet and there is no obligation for you to use our services. We look forward to speaking with you soon.
Inflation and the Real Rate of Return
Learn about the role of inflation when considering your portfolio’s rate of return with this helpful article.
The Pros and Cons of an NUA Strategy
Learn the advantages of a Net Unrealized Appreciation strategy with this helpful article.
My Retirement Savings
Estimate how long your retirement savings may last using various monthly cash flow rates.
Estate strategies for millennials may sound like less of a concern than retirement, but young adults should prepare now.
Universal life insurance is permanent insurance with a flexible premium. Here's how it works.
Protect yourself against the damage that your homeowners policy doesn’t cover.
You may be considering purchasing a vacation property, this can be an exciting milestone, but there are a few things to consider first.
The impact that Artificial Intelligence (AI) tools can have on retirees with a consulting or small business venture.
It's important to understand the pros and cons when considering a prepaid debit card.
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
Assess how many days you'll work to pay your federal tax liability.
Use this calculator to estimate your income tax liability along with average and marginal tax rates.
This calculator shows how inflation over the years has impacted purchasing power.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
The average retirement lasts for 18 years, with many lasting even longer. Will you fill your post-retirement days with purpose?
Here is a quick history of the Federal Reserve and an overview of what it does.
Taking your Social Security benefits at the right time may help maximize your benefit.
There are three things to consider before dipping into retirement savings to pay for college.
Coaches have helped you your whole life, in ways big and small. We'd like to be one of them.
Here’s a crash course on saving for college.