Welcome to Vavro Financial
At some point or another, most people will face difficult financial questions and uncertainties. The search for sound answers and reliable information doesn't have to be frustrating. At Vavro Financial we help individuals, families, and closely-held businesses with asset protection, retirement planning, and wealth management strategies.
Objective Advice
As a CERTIFIED FINANCIAL PLANNER™, we have a fiduciary responsibility to always act in our client's best interests. Because we are independent, we represent many different companies and product lines. So you can be confident that our advice is objective and in your best interest.
Complimentary Initial Consultations
If you're interested in working with a professional, we can meet to discuss if our services may be of some value to you. There is no charge for us to meet and there is no obligation for you to use our services. We look forward to speaking with you soon.
Helpful Content
Safeguard Your Digital Estate
If you died, what would happen to your email archives, social profiles and online accounts?
Capital Gains Tax Estimator
Use this calculator to estimate your capital gains tax.
Yours, Mine, and Ours: Estate Strategies for Second Marriage
Second marriages are a trigger event to revisit any existing estate strategies.
Insurance Needs Assessment: When You're Newly Married
Marriage changes everything, including your insurance needs.
Financial Fixes: From Health Scare to Financial Care
A medical scare can be a wake-up call in terms of your physical and financial health. Here’s how to strengthen your finances
Retirement Is a Beginning
Key questions to answer when you are considering retirement.
How Income Taxes Work
A quick look at how federal income taxes work.
Term vs. Permanent Life Insurance
When considering life insurance, it's important to understand your options.
A Brief Guide To Condo Insurance
Important items to consider when purchasing condo insurance.
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Should I Pay Off Debt or Invest?
This calculator will help determine whether you should invest funds or pay down debt.
Social Security Taxes
Estimate how much of your Social Security benefit may be considered taxable.
Home Mortgage Deduction
Use this calculator to assess the potential benefits of a home mortgage deduction.
Impact of Taxes and Inflation
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
Inflation & Retirement
Estimate how much income may be needed at retirement to maintain your standard of living.
What Is the Dividend Yield?
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
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Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
5 Smart Investing Strategies
There are some smart strategies that may help you pursue your investment objectives
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
Your Cash Flow Statement
A presentation about managing money: using it, saving it, and even getting credit.
Principles of Preserving Wealth
How federal estate taxes work, plus estate management documents and tactics.
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Making Your Tax Bracket Work
Have you explored all your options when it comes to managing your taxable income?
Dreaming Up an Active Retirement
When you retire, how will you treat your next chapter?
The Junk Drawer Approach to Investing
It's easy to let investments accumulate like old receipts in a junk drawer.
Charitable Giving: Smart from the Heart
Do you have causes that you want to support with donations?
When Special Care Is Needed: The Special Needs Trust
A special needs trust helps care for a special needs child when you’re gone.
Jane Bond: Infiltrating the Market
Agent Jane Bond is on the case, cracking the code on bonds.