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4725 Grayton Road 
Suite 1040 
Cleveland, OH 44135

(440) 915-2234

Timing Your Retirement What You Need to Know About Social Security Retirement Plan Detectives Leaving Your Lasting Legacy

Welcome to Vavro Financial

At some point or another, most people will face difficult financial questions and uncertainties.  The search for sound answers and reliable information doesn't have to be frustrating. At Vavro Financial we help individuals, families, and closely-held businesses with asset protection, retirement planning, and wealth management strategies.  

Objective Advice

As a CERTIFIED FINANCIAL PLANNER™, we have a fiduciary responsibility to always act in our client's best interests.  Because we are independent, we represent many different companies and product lines.  So you can be confident that our advice is objective and in your best interest. 

Complimentary Initial Consultations

If you're interested in working with a professional, we can meet to discuss if our services may be of some value to you.  There is no charge for us to meet and there is no obligation for you to use our services.  We look forward to speaking with you soon. 

Helpful Content

Safeguard Your Digital Estate

Safeguard Your Digital Estate

If you died, what would happen to your email archives, social profiles and online accounts?

Capital Gains Tax Estimator

Capital Gains Tax Estimator

Use this calculator to estimate your capital gains tax.

Yours, Mine, and Ours: Estate Strategies for Second Marriage

Yours, Mine, and Ours: Estate Strategies for Second Marriage

Second marriages are a trigger event to revisit any existing estate strategies.

 

Insurance Needs Assessment: When You're Newly Married

Marriage changes everything, including your insurance needs.

Financial Fixes: From Health Scare to Financial Care

A medical scare can be a wake-up call in terms of your physical and financial health. Here’s how to strengthen your finances

Retirement Is a Beginning

Key questions to answer when you are considering retirement.

How Income Taxes Work

A quick look at how federal income taxes work.

Term vs. Permanent Life Insurance

When considering life insurance, it's important to understand your options.

A Brief Guide To Condo Insurance

Important items to consider when purchasing condo insurance.

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Should I Pay Off Debt or Invest?

This calculator will help determine whether you should invest funds or pay down debt.

Social Security Taxes

Estimate how much of your Social Security benefit may be considered taxable.

Home Mortgage Deduction

Use this calculator to assess the potential benefits of a home mortgage deduction.

Impact of Taxes and Inflation

Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.

Inflation & Retirement

Estimate how much income may be needed at retirement to maintain your standard of living.

What Is the Dividend Yield?

This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.

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Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

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Making Your Tax Bracket Work

Have you explored all your options when it comes to managing your taxable income?

Dreaming Up an Active Retirement

When you retire, how will you treat your next chapter?

The Junk Drawer Approach to Investing

It's easy to let investments accumulate like old receipts in a junk drawer.

Charitable Giving: Smart from the Heart

Do you have causes that you want to support with donations?

When Special Care Is Needed: The Special Needs Trust

A special needs trust helps care for a special needs child when you’re gone.

Jane Bond: Infiltrating the Market

Agent Jane Bond is on the case, cracking the code on bonds.

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